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And now, for the first time inside this no-nonsense guide, he has something to say to you. If youre buying or selling property, you need help from someone who.
Table of contents
- Testimonials - No Nonsense Real Estate
- A no-nonsense guide to stamp duty
- Things to do as D-day approaches
Find yourself a good broker Think of your mortgage broker as your home-buying super-hero. Understand your loan All home loans, and the repayments that you make, are based on two things: principal the amount of money you borrow and interest how much you pay to borrow the money, calculated on your outstanding principal.
Find a property Now the fun part; time to hit the open homes! Find a conveyancer A conveyancer aka settlement agent will guide you through the legalities of buying your property. Tip: Your broker might be able to put you in touch with a conveyancer. Time to move in and pop the champagne! Related Posts. A no-nonsense guide to buying your first home.
Without a doubt Chris and the No Nonsense Team are one of a kind in this industry. We couldn't have made a better choice in a realtor and without hesitation recommend Chris if you're buying or selling. Hi Christopher, I'd just like to thank you for firstly selling the 3 duplexes to me in !! I was a bit hesitant at first being from Australia and buying investment properties in the US however you certainly made me feel confident to buy at all times.
Testimonials - No Nonsense Real Estate
If I emailed about any concerns you always acted immediately and in my best interest. At the time of purchase you said they would tenanted as soon as you had finished renovations on the You certainly did that, and made sure they were always tenanted. I am very happy and have no hesitation recommending you. Chris did an outstanding job handling the sale of my house! From preparing it to go on the market, to closing, he was always available to answer questions or concerns.
I have no doubt that his marketing skills, attention to details, and his expertise in real estate made this a smooth and a profitable experience. Thanks again for your diligence and efficiency. Chris Cioffi of Nonosense Real Estate was very knowledgeable of the market changes and continued to keep us abreast of updates on which properties we were competing with, which included the developer. We were very pleased with the professionalism shown and the final outcome.
I can't say enough great things about Chris! From the beginning of my search, all the way to my closing, he was amazing.
I was a very particular first time home buyer, with slight OCD, so Chris's attention to detail was truly appreciated. He went above and beyond to ensure that the homes we visited met my criteria. He also provided me with an honest opinion regarding those that would not be a good fit. We finally found the perfect place for me and my family!
His attention to detail, strong communication skills and knowledge of the real estate market, was impressive. Thank you a million times over Chris Cioffi for helping make my dream a reality!! My wife and I were in the market to purchase our first home and we wanted to be thorough in our search for real estate agents. We interviewed many different people. We did research online, as well as getting recommendations from others. From the first time we had conversations with Christopher we could tell he was right for us.
What we didn't know at the time was how lucky we truly were. We had hit the jackpot! Christopher's knowledge, expertise, professionalism and calm demeanor are just a few of the exceptional qualities he brings to the table. He was in constant communication with us and handled any request or question immediately. Furthermore, he always made sure our best interest were first and foremost.
He really takes the time to understand what you want, and make sure you get it at a fair price.
A no-nonsense guide to stamp duty
We can not thank you enough for everything you have done. If you are in the market to buy or sell a home do yourself a favor and contact Christopher at No Nonsense Realty! You will not regret it. Chris is the ultimate embodiment of professionalism and dedication; my wife and I would challenge anyone to find a more knowledgeable and responsible real estate agent in Southwest Florida.
We used No Nonsense for the sale of our prior home, a week after our house was listed, we were sitting on four offers at the full asking price. The speed of the sale was not an accident, invaluable renovation advice, well thought out pricing analysis, home staging recommendations, and the aggressive advertising that Chris orchestrated were vital.
Chris has also helped us find and purchase our beautify current home, his negotiation skills and eye for value are impressive, Chris was able to help us negotiate a 20K price reduction, thanks to him my wife and I are owners of a home with instant equity value. No Nonsense delivers on the promise of its name; we could not recommend Chris enough. What an awesome experience with Christopher Cioffi! He literally sold our house within 24 hours! With Christopher's knowledge and experience he was able to capture the interest of buyers in the surrounding area.
He had a total of 5 showings with one being a cash buyer within the first two hours of listing the property.
Things to do as D-day approaches
He was with us from start to finish making this a great experience even with the stress we were under due to the move after living there for 13 great years. The increased rates even apply in the cases where a new home has been bought but an old home has not yet been sold, as these buyers are buying an additional property on top of their current property even though they do intend to sell it.
Although buyers in this situation have to pay the increased stamp duty on their new residence for as long as they are attempting to sell their old residence, they can still request a refund of the higher rates if they sell the previous property within three years of purchasing their current property. There are some cases in which the stamp duty a buyer has to pay is either significantly reduced or waived completely due to the circumstances of their purchase.
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But even when the value of a property exceeds these bottom-line rates, a buyer may still be entitled to certain exemptions. For instance, when the deeds of a property are transferred through wills or through the dissolution of marriages and civil partnerships, the recipient will not have to pay any stamp duty on the property they now own. There are also a number of reliefs and exemptions that apply when property is bought by charities, private companies, public bodies and property developers. For a comprehensive list of stamp duty exemptions and reliefs, check out this list by HM Revenue and Customs.
Although not a formal government exemption, house prices that creep slightly into a higher band e. Lines open 8am - 11pm. Offices open 7 days weekdays 9am - 9pm weekends 9am - 5pm.